Dr SURESHA B
MCom, MBA, MPhil, PhD
PROFESSOR
Articles in Journals
Sl.No. Title Name of Journal / Vol. No. / Issue No. / Page Nos ISSN No. Date Published
1 Elections and Their Results? Uncertainty: Did It Induce Herding Behaviour in Indian Stock Markets? A Quantile Regression Analysis for the 2024 Indian Parliamentary Elections VISION-The Journal of Business Perspective / / / 1 - 16 2249-5304 08-Dec-2025
2 Digital Adoption and Price Discovery in Shadows: Evidence from Indian IPO Grey Markets between 2016-2025 Theoretical and Practical Research in Economic Fields / XVI / 3(35) / 771 - 782 2068-7710 30-Sep-2025
3 Do institutional quality and capital account openness affect capital flow? Evidence from Asian bond markets Investment Management and Financial Innovations / 22 / 2 / 155 - 168 1812-9358 24-Apr-2025
4 Do institutional quality and capital account openness affect capital flow? Evidence from Asian bond markets Investment Management and Financial Innovations / 22 / 2 / 155 - 168 1812-9358 24-Apr-2025
5 ?Announcement effect of tender offer share buyback around turmoil period ? evidence from India? Investment Management and Financial Innovations / 21 / 3 / 160 - 169 1812-9358 05-Aug-2024
6 The Political Uncertainties of the United Kingdom-2022 and Stock Market Reactions: An Event Study Analysis for LSE and Other Major European Stock Markets Scientific Papers of the University of Pardubice, Series D: Faculty of Economics and Administration / 32 / 1 / 1 - 23 1804-8048 13-May-2024
7 Determinants of Book Built IPO underpricing?differential issue size and market momentum approach revisited Cogent Economics & Finance / 11 / 2 / - 2332-2039 22-Nov-2023
8 Moderation effect of flexibility in projects on senior management commitment in achieving success in financial services IT projects International Journal of Project Organisation and Management / 15 / 1 / 77 - 98 1740-2891 07-Mar-2023
9 Switching intention and switching behavior of adults in the non-life insurance sector: Mediating role of brand love Insurance Markets and Companies / 14 / / 1 - 7 2522-9591 20-Feb-2023
10 The impact of ESG inclusion on price, liquidity and financial performance of Indian stocks: Evidence from stocks listed in BSE and NSE ESG indices Investment Management and Financial Innovations / 19 / 4 / 40 - 50 1812-9358 01-Jan-2023
11 Is Industry-Specific Value Premium Declining? Evidence from India Vision: The Journal of Business Perspective / / / 1 - 25 0972-2629 24-Nov-2022
12 Size, Value Effects and the Explanatory Power of Pricing Models: Evidence from BSE listed Indian Industries Scientific Papers of the University of Pardubice, Series D: Faculty of Economics & Administration / 30 / 2 / 1 - 17 1211-555X, 1804-8048 22-Nov-2022
13 Digital financial literacy among adults in India: measurement and validation Cogent Economics and Finance / 10 / 1 / 1 - 21 2332-2039 14-Oct-2022
14 Nexus Between Tax Buoyancy and Economic Growth Evidence from India Finance India / XXXVI / 3 / 1147 - 1166 0970-3772 30-Sep-2022
15 Intensified geopolitical conflicts and herding behavior: An evidence from selected Nifty sectoral indices during India-China tensions in 2020 Investment Management and Financial Innovations / 19 / 1 / 300 - 312 1812-9358 28-Mar-2022
16 Do geopolitical tensions instigate mindless following in stock markets? An empirical enquiry into the indices of CNX Nifty HFT Investment Management and Financial Innovations / 18 / 2 / 335 - 349 1810-4967 24-Jun-2021
17 Moderating Role of Project Innovativeness on Project Flexibility, Project Risk, Project Performance, and Business Success in Financial Services Global Journal of Flexible Systems Management / / / - 0972-2696 08-Apr-2021
18 Impact of Digital Payments on Economic Growth: Evidence from India International Journal of Innovative Technology and Exploring Engineering / 8 / 12 / 553 - 557 2278-3075 12-Oct-2019
19 Nexus between ownership structure and firm performance - evidence from Indian service sector International Journal Of Mechanical Engineering & Technology (IJMET) / 9 / 7 / 209 - 213 0976-6359 13-Jul-2018
20 Financial Products And Services Needs Of People In Tamilnadu Journal of Advanced Research in Dynamical and Control Systems / 07 / Special Issue / 314 - 320 1943-023X 29-Jul-2017
Books/ Book Chapter/Case Study
Sl.No. Title Author Names(s) ISBN No. Month Year
1 Implementing ESG Frameworks Through Capacity Building and Skill Development SURESHA B,VIKAS TRIPATHI, SHAILESH RASTOGI, NRIPENDRA SINGH /
2 Contemporary issues and challenges in Business Management SURESHA B,BIRANCHI NARAYAN SWAR, CHETAN G K, NEERAJ SINGHAL 9781032214443 /
Participation in Seminars/Conferences/Symposium
Sl.No. Name of the Conference /Seminar /Symposium Type of Program Title of the Article Role Venue/Place Date
1 International Conference on Global Business Resilience: Strategies for Navigating Uncertainties and Digital Transformation Conference Moderator/Chair) Christ UniversityBANGALORE 24/07/2025
2 5th International Conference on the title theme ? ?Leadership in the Digital Era: Driving Change and Building Resilience (Hybrid Mode)? Conference The Role Of Esg Factors In Investment Decisions: Identifying Determinants Of Adoption Among Informed Investors Presenter) Faculty of Management Studies Parul UniversityAhemdabad 12/04/2025
3 Sex Workers and their Children: Legal, Educational, Health and Occupational Challenges Seminar Participant) Christ UniversityBengaluru 13/12/2024
4 INTERNATIONAL CONFERENCE ON TECH DIPLOMACY 2.0 INDIA?S GLOBAL STRATEGIC ALLIANCE IN THE DIGITAL DECADE Conference Bengaluru's Smart City Diplomacy: Leveraging International Collaborations for Innovative Traffic Solutions Presenter) Christ UniversityBANGALORE 04/10/2024
5 "Global Progress, Local Actions: Aligning Business and Management Practices with SDG Agendas," Conference Moderator/Chair) Christ UniversityBangalore 19/02/2024
6 8th International onference on Economic Growth and Sustainable Development: Emerging Trends Conference Millennials and Gen Z: Embracing ESG Values for a Sustainable Future Presenter) SDM Institute for Management DevelopmentMysuru 29/11/2023
7 11th International Conference on Emerging Trends in Corporate Finance and Financial Markets Conference Cointegration and Casualty among The Major Asian Stock Markets: Empirical Evidence From The Global Financial Crisis And The Covid-19 Crisis Periods Presenter) SDM Institute for Management DevelopmentMYSURU 19/10/2023
8 National Seminar on Institutionalizing Quality Culture in Higher Education Institutions Organised by Internal Quality Assurance Cell (IQAC) and CEDBEC) CHRIST University Seminar Participant) Christ UniversityBangalore 07/09/2023
9 Leadership Discussion on Global Benchmarking and Advisory Council for Educational Institutions Seminar Participant) Christ UniversityBangalore 04/01/2023
10 Virtual Space Gaining Prominence Seminar Participant) Christ UniversityBangalore 12/08/2021
11 International Conference on Changing Business Paradigm, (ICCBP) (Theme-Contemporary Issues and Challenges in Business Management: Post-Covid 19) Conference Determinants of Book Built IPO Underpricing- Differential Issue Size and Market Momentum Approach Revisited Presenter) MDI-MURSHIDABADMURSHIDABAD 19/03/2021
12 PMI India Research & Academic Virtual Conference Conference Linking Project Risk Management and Top Management Commitment with Project Success: Mediating Role of Project Innovativeness and Project Flexibility in Financial Services Presenter) PMI Organization Centre Pvt. LtdMumbai 04/03/2021
13 Finance India International Research Conference Conference Nexus between Tax Buoyancy and Economic Growth : Evidence from India Presenter) Finance IndiaNEW DELHI 12/09/2020
14 International Conference on ?Continuity, Consistency and Innovation in Applied Sciences and Humanities? (ICCIASH-2020) Conference Mediating Role of Project Innovativeness between Top Management Commitment and Business Benefits in Financial Services Presenter) ST. MARTINS ENGINEERING COLLEGESECUNDARABAD 13/08/2020
15 Webinar on Managing Risk and Enhancing Retail Participation In Commodities, Gold & Silver Seminar Participant) ASSOCHAMMumbai 07/08/2020
16 Unleash the Power of Mind for Unlimited Success Seminar Participant) Christ UniversityBangalore 24/07/2020
17 Social Entrepreneurship and Wealth Creation Seminar Participant) Christ UniversityBangalore 09/07/2020
18 Setting New Standards in Financial Management Services in Creating Holistic Sustainable Development" Seminar Participant) ASSOCHAM INDIABangalore 03/07/2020
19 Research Methodology and Publication and Ethics Seminar Participant) Ramaiah Public Policy Center in Collaboration with ElsevierBangalore 02/07/2020
20 Mastering the GREAT RESET: Building upon Indias Wisdom? Seminar Participant) Christ UniversityBengaluru 30/06/2020
21 International Conference on Harmonising People,Planet,and Profits - Sustainable Strategies and Ethical Considerations in the 21st Century Conference Taking Stock of Business Value Creation by Agile Projects Presenter) Christ UniversityBangalore 20/01/2020
22 5th International Conference on Economic Growth and Sustainable Development: Emerging Trends Conference Determinants of Government Bond Yield Curve ? an Evidence from India Presenter) Shri Dharmasthala Manjunatheshwara Institute for Management Development (SDMIMD)MYSURU 15/11/2019
23 The National Conference on "The chances,Concerns and Challenges in Commerce" Conference A study on the impact of Insovlency and bankruptcy code,2016 on Indian Commercial Banks - A Pre and Post event analysis. Presenter) St.Joseph's College (Autonomous)Bangalore 27/02/2019
24 The International Conference on Changing Business Landscape (ICCBL 2019) Conference Moderator/Chair) Christ UniversityBangalore 06/02/2019
25 International Conference on Emerging trends in Social, Business and Management Sciences Research (ICSBMR) 2018, Conference Nexus between Ownership Structure and Firm Performance - Evidence from Indian Service Sector Presenter) Vellore Institute of TechnologyVELLORE 15/06/2018
26 National Conference on Business & Technological Trends 2018 (BTT18) Conference Customers usage of E-Banking Services:Special reference to Taluks of Virudhunagar District Presenter) Christ UniversityCoimbatore 21/02/2018
27 UGC Sponsored National Seminar on "Opportunities and Challenges in Contemporary Management Practices" Seminar Co-presenter) Christ UniversityGandhigram, Dindigul 20/02/2018
28 National Conference on Emerging trends in Business (NCETB) Conference Share Buyback announcement effect on Stock Returns - Evidence from India Presenter) Christ UniversityBengaluru 19/02/2018
29 Managing Challenges in the Digital Age Conference A STUDY ON INDEX VOLATILITY PERSISTENCE IN ASIA PACIFIC STOCK EXCHANGES Presenter) Christ UniversityDindigul 21/04/2017
30 IEEEInternational Conference on science, technology, engineering and management (icstem?17) Conference LINKAGES BETWEEN ORGANIZATIONAL OWNERSHIP STRUCTURE AND FIRM PERFORMANCE - EVIDENCE FROM INDIAN SERVICES SECTOR Presenter) KIT - Kalaignarkarunanidhi Institute of TechnologyCoimbatore 03/03/2017
31 DST-SERB & PSNACET Sponsored Two Days National Conference on Big Data & Analytics for Business RELATIONSHIP BETWEEN OWNERSHIP STRUCTURE AND FIRM PERFORMANCE Presenter) PSNA College of Engineering & Technology,Dindigul 29/04/2016
32 DST-SERB & PSNACET Sponsored Two Days National Conference on Big Data & Analytics for Business AN EMPIRICAL STUDY ON COMMODITY FUTURE INDEX VOLATILITY Presenter) PSNA College of Engineering & Technology,Dindigul 29/04/2016
33 Conference "Impact of Social and Environmental accounting on corporate reporting" - a framework methodology of assessing the impact. Presenter) Goa University, Goa -
34 Conference Emerging trends in Professional management education in the knowledge economy in India" a paper on "An empirical study on performance of Indian reality sector during recession and turnaround strategies" Presenter) Bangalore -
35 Conference Market Interactions and their informational content on S&P CNX Nifty Futures in India"- Evidence from Multivariate co integration approach Presenter) Christ University -
36 Conference "Value creation to shareholders through mergers" - a case based study of conglomerate manufacturing companies mergers in India Presenter) Christ University -
37 THIRD INTERNATIONAL COFERENCE ON SUSTAINABLE BUSIN THIRD INTERNATIONAL COFERENCE ON SUSTAINABLE BUSINESS MODELS IN THE EMERGING GLOBAL ECONOMY Participant) BMS COLLEGE OF ENGINEERING -
38 Conference SUSTAINABILITY AND EFFICIENCY OF MICRO FINANCE INSTITUTIONS ? EVIDENCE FROM SELECTED LISTED COMPANIES IN INDIA Presenter) Bangalore -
39 Conference Ownership Structure and Market Liquidity - Sectoral Evidence from India Presenter) Bengaluru -
40 Conference An empirical study on effect of Bonus announcement on share price volatility and liquidity Presenter) Bengaluru -
41 Seminar INDEXED BOND IN CHANGING INFLATION & INTEREST RATE SCENARIO ? AN EVIDENCE FROM INDIAN BOND MARKET Presenter) Chennai -
42 Seminar Risk Adjusted Performance Management In Banking Sector: An Overview Presenter) Chennai -
43 Conference AN EMPIRICAL STUDY ON DETERMINANTS OF CAPITAL STRUCTURE ? SECTORAL EVIDENCE FROM INDIA Presenter) Mysore -
44 Conference A study on technical indicators of Indian listed stocks: An Evidence from Bank Nifty Index Presenter) Bengaluru -
45 Conference AN EMPIRICAL STUDY ON IMPACT OF OWNERSHIP STRUCTURE ON MARKET LIQUIDITY, FIRM PERFORMANCE &STOCK PRICE VOLATILITY-EVIDENCE FROM INDIAN INFRASTRUCTURE SECTOR Presenter) Bengaluru -
Invited Talks
Sl.No. Titel of the Program Name of the Program Date Name of the Institution
1 Importance of Extra- and Co-Curricular aspects in Personality Development of UG students Induction Training Programme 11/07/2025 St.Francis De Sales College
2 Financial Literacy A Talk on Financial Literacy 24/08/2024 School of Law, CHRIST (Deemed to be University)
MPhil/PhD Guided/Adjudicated
Sl.No. Title Name of Student Institution Role Status Month Year
1 The Role of Emotional Regulations and Risk Appetite on Investment Decision Jibu P Joseph Christ University Supervisor Notification Issued July 2020
2 ROLE OF PROJECT MANAGEMENT METHODOLOGIES IN ACHIEVING PROJECT SUCCESS AND BUSINESS VALUE CREATION IN FINANCIAL SERVICES IT PROJECTS PANKAJ TIWARI Christ University Supervisor Awarded July 2022
3 AN INVESTIGATION OF MULTIFRACTALITY AND HERD BEHAVIOUR IN INDIAN CAPITAL MARKET DURING MACRO-POLITICAL EVENTS: AN EMPIRICAL EVIDENCE THROUGH ECONOPHYSICS APPROACH KRISHNA T A Christ University Supervisor Awarded February 2023
4 Role of Project Management Methodologies in Achieving Project Success and Business Value Creation in Financial Services IT Projects Pankaj Tiwari Christ University Supervisor Awarded July 2022
5 An Investigation Of Multifractality And Herd Behaviour In The Indian Capital Market During Macro-Political Events: Empirical Evidence Through Econophysics Approach KRISHNA TA Christ University Supervisor Awarded February 2023
6 ESG ASSESSMENT FRAMEWORK: STRENGTHENING MEASUREMENT AND SUSTAINABLE PRACTICES AN EVIDENCE FROM BFSI SECTOR GEETA MALADKAR Christ University Supervisor Ongoing August 2023
7 . ZHOHARA ZABEENA Christ University Supervisor Ongoing June 2025
8 ROLE OF UNCONVENTIONAL MONETARY POLICY IN TRANSMISSION OF FOREIGN PORTFOLIO INVESTMENT : EVIDENCE FROM EMERGING DEBT MARKETS SWARUPA RANJAN PANIGRAHI Christ University Supervisor Ongoing April 2019
Research Project
Sl.No. Name of the Research Project Investigator(s) Sponsors Internal/External
1 "REFORMS IN COMMODITY DERIVATIVES MARKET AND ECONOMIC GROWTH" Christ University, Bengaluru Internal
2 Reforms in Commodity Derivatives Market & Economic Growth SURESHA B Internal
Workshop/FDP/Training programme
Sl.No. Name of the Workshop/FDP/Training programme Name of Organiser Level Role Date
1 Listing on Social Stock Exchanges National Institute of Securities Market, National Institute of Securities Market National Participant 01/06/2025
2 Sustaining Learner-Centered Approach (LCA) Implementation CHRIST (Deemed to be University),  Institutional Participant 08/04/2025
3 Case Study Workshop Dayananda Sagar College of Arts Science and Commerce, Dayananda Sagar College of Arts Science and Commer Institutional Invited Resource Person/Trainer 14/09/2024
4 Teaching Transformations: Leveraging Case Studies and Andragogy Strategies School of Commerce,Finance and Accountancy, CHRIST UNIVERSITY,  Institutional Invited Resource Person/Trainer 26/08/2024
5 FDP in Pedagogy and Research Methods IIM Ahmadabad, IIM Ahmadabad International Participant 08/04/2024
6 workshop on "Harnessing AI in Education ? Empowering Educators." Centre for Artificial Intelligence, CHRIST (Deemed to be University),  Institutional Participant 15/12/2023
7 Faculty Development Program on Curriculum Design and Revision with specific focus on OBE CHRIST (Deemed to be University),  Institutional Participant 05/12/2022
8 Panel Discussion on Decoding Budget-2022 Chandigarh University, Chandigarh University National Participant 05/02/2022
9 Panel Discussion on "NEP Implementation in Management Schools" CHRIST Deemed to be University,  Institutional Participant 18/11/2021
10 FinTech Robo Advisory and Wealth Management NSE Academy Limited, NSE Academy Limited and TCSion National Participant 08/10/2021
11 Investments & Trading - Concepts & Application NSE Academy Limited, NSE Academy Limited National Participant 31/08/2021
12 "BEHAVIOURIAL FINANCE & INVESTMENT MANAGEMENT KIIT UNIVERSITY & AICTE Training And Learning (ATAL) Academy,  National Participant 22/06/2021
13 FDP on "Managing Conflicts & Teamwork for Healthy Work Environment" AICTE Training And Learning (ATAL) Academy, ALL INDIA COUNCIL FOR TECHNICAL EDUCATION (AICTE) National Participant 17/06/2021
14 Faculty Development Programme I 2021 CEDBEC and HRDC of CHRIST (Deemed to be University),  Institutional Participant 16/06/2021
15 5 Days FDP On Emerging Technologies in Transforming Business Models SJB Institute of Technology, Department of MBA, SJB Institute of Technology, Department of MBA National Participant 24/11/2020
16 Highlights and Implementation of National Education Policy 2020 Bangalore University, Bangalore University National Participant 24/08/2020
17 Learning to Teach Online COURSERA, y UNSW Sydney (The University of New South Wales) International Participant 12/04/2020
18 FinTech and the Transformation in Financial Services Coursera, COPENHAGEN BUSINESS SCHOOL International Participant 20/03/2020
19 Practical Time Series Analysis Coursera, The State University of New York International Participant 16/03/2020
20 ?Servant Leadership in Action for Momentum (S.L.A.M)? Leadyne,  Institutional Participant 11/03/2020
21 Quality Improvement Program on Hybrid Teaching CHRIST (Deemed to be University),  Participant 02/03/2020
22 Behavioral Finance Coursera, Duke University International Participant 01/03/2020
23 "Financial Modelling and Equity Valuation" School of Business and Management,  Institutional Participant 13/01/2020
24 Mastering Predictive analysis Using 'R' Jain College,Bangalore, Jain College,Bangalore National Participant 02/08/2019
25 MANAGEMENT DEVELOPMENT PROGRAMME (MDP-05) ON "SELF-ORIENTED LEADERSHIP" A LABORATORY BASED TRAINING BSMED-MDC, Bharathiar University,Coimbatore, Bharathiar University National Participant 12/07/2019
26 Developing Academic Ecosystem: Pedagogic Practices & Research Culture Academic Staff College,Christ (Deemed to be University),  Participant 20/05/2019
27 Applied Econometrics for Business and Finance PRESIDENCY UNIVERSITY, PRESIDENCY UNIVERSITY, BANGALORE National Participant 22/02/2019
28 Intensive Workshop on Case Teaching,Writing and Research Christ Institute of Management,LAVASA,  Institutional Presenter 12/01/2019
29 Case Study Analysis CIMA,UK in Collaboration with Christ University,Bangalore,  International Participant 15/10/2018
30 FDP on Goods and Services Tax Department of Commerce, Christ (Deemed to be University),  Institutional Participant 23/02/2018
31 Faculty Development Programme for PhD Supervisors CENTRE FOR RESEARCH,  Institutional Participant 13/01/2018
32 FDP on Commodity Markets - Current Trends and Challenges Christ University, Department of Management Studies,  Institutional Organiser & Participant 08/12/2017
33 New Paradigms in Research CU-Academic Staff College,  Institutional - 24/05/2016
34 Contemporary Developments in Management Education Academic Staff College, Christ University,  - 30/09/2015
35 Empirical Research In Finance Shri Dharmastala Manjunatheshwara Institute for Management Development,  International - 20/08/2015
36 Crafting an Effective Writer: Tools of the Trade (Fundamental English Writing) ENGLISH DEPARTMENT, MT. SAN JACINTO COLLEGE,  International Participant 12/06/2014
37 TIME SERIES MODELLING AND APPLICATION MADRAS SCHOOL OF ECONOMICS,  National - 19/08/2013
38 Two Day workshop on Simulated Business Decisions Department of Management Studies,  Institutional - 18/03/2013
39 FDP BMS Engineering College,  National - 28/02/2013
40 ?quantitative research methods for publications? IBS Hyderabad,  National - 09/11/2012
Awards/Achievements/Others
Sl.No. Name of the Awards/Achievements/Others Description Organisation Month/ Year
1 Prof. B Suresha Best Paper Award for the Conference: organized by Department of Management Studies and Research Centre International Conference on Challenges of Sustainability and Growth in Indian Industry 20-21 December, 2012 BMSCE DECEMBER,2012
2 BEST PAPER AWARD THIRD INTERNATIONAL COFERENCE ON SUSTAINABLE BUSINESS MODELS IN THE EMERGING GLOBAL ECONOMY BMS COLLEGE OF ENGINEERING NOVEMBER,2014
3 BEST PAPER AWARD Best Paper was awarded for the paper title "LINKAGES BETWEEN ORGANIZATIONAL OWNERSHIP STRUCTURE AND FIRM PERFORMANCE - EVIDENCE FROM INDIAN SERVICES SECTOR" presented at the IEEE International Conference on science, technology, engineering and management (icstem?17)COIMBATORE on March 3&4 2017 KIT - Kalaignarkarunanidhi Institute of Technology 03 March 2017
4 Excellence in Peer Reviewing Received Certificate of Excellence in Peer Reviewing for the Asian Journal of Advances in Research journal article from MB International Media and Publishing House. MB International Media and Publishing House. 18 October 2022
5 Excellence in Peer Reviewing Received Certificate of Excellence in Peer Reviewing from the Asian Journal of Economics, Business, and Accounting,2023 Asian Journal of Economics, Business and Accounting, Ms. M. B. Mondal, Ph.D. 16 June 2023
6 Excellence in Peer Reviewing The South Asian Journal of Social Studies and Economics issued this certificate in appreciation for excellent contributions made in peer-reviewing research articles in finance and analytics domain. South Asian Journal of Social Studies and Economics 09 November 2023
7 Excellence in Peer Reviewing This certificate was issued for sharing an insightful and constructive review for the articles of the Finance Conference, "Navigating Uncertainty: Finance for Sustainable Growth? held on 9th and 10th November 2023. CHRIST (DEEMED TO BE UNIVERSITY) 10 December 2023
8 Appreciation from Multi Commodity Exchange Received letter of appreciation from The Multi Commodity Exchange of India Ltd., (MCX) Mumbai, for being a judge for a National Level Quiz Programme on Commodities - South Zone Finals "MCX-IPF COMQUEST held in Bangalore on 30 Jan 2024 The Multi Commodity Exchange of India Ltd., (MCX) Mumbai, 30 January 2024
9 Appreciation from South Western Railway,Bangalore Division Received a letter of appreciation for conducting a financial literacy training for housekeeping staff (SWACHHTA KARMACHARI) of Southern Western Railway, Bangalore Division, KSR Station. The session was focused on creating awareness about various financial schemes and savings and investment opportunities for a sustainable future with financial resilience. South Western Railway, Bangalore Division 24 September 2024