Dr VEERTA TANTIA
MCom, MPhil, PhD
ASSOCIATE PROFESSOR
Articles in Journals
Sl.No. Title Name of Journal / Vol. No. / Issue No. / Page Nos ISSN No. Date Published
1 Corporate Performance of Indian Companies- Pre and Post Implementation of BRR Test Engineering and Management / 83 / / 2550 - 2557 0193-4120 19-Mar-2020
2 Volatility of Indian Capital Markets on Derivatives Expiration Day International Journal of Advanced Science and Technology / 29 / 2 / 3114 - 3121 2005-4238 01-Mar-2020
3 Mediating role of Teacher confidence between Support system and Satisfaction International Journal of Management in Education / / 1750-3868 / - 1750-3868, 1750-385X 22-Apr-2021
4 Influence of teacher occupational stress on self-efficacy: Evidences from the pre-and during-covid-19 periods International Journal of Virtual and Personal Learning Environments (IJVPLE) / / / - 1947-8518 31-Aug-2022
5 A Causal model of Support system and Teacher confidence on Teacher Satisfaction in Online teaching International Journal of Management In education / / / - 1750-3868 22-Apr-2021
6 Dataset exploring Organizational Culture of K-12 schools Data in Brief / / / - 2352-3409 08-Apr-2022
7 Transformational educational leaders inspire school educators? commitment Frontiers in Education / / / 1 - 10 2504-284X 11-May-2023
8 Social capital in the form of self-help groups in India: a powerful resilient solution to reduce household financial vulnerability Social Work With Groups / / / - 0160-9513  12-Sep-2023
9 Deep Learning for Stock Price Prediction and Portfolio Optimization International Journal of Advanced Computer Science & Applications / / / - 2156-5570 30-Sep-2024
10 Capitalizing on diversity: Role of entrepreneurial and firm attributes in rural MSMEs' financial accessibility JOURNAL OF THE INTERNATIONAL COUNCIL FOR SMALL BUSINESS / / / - 2643-7015 09-Jul-2025
11 Multi-variate LSTM with attention mechanism for the Indian stock market International Journal of Information Management Data Insights / 5 / 2 / 1 - 15 2667-0968 21-Jun-2025
Books/ Book Chapter/Case Study
Sl.No. Title Author Names(s) ISBN No. Month Year
1 New Perspectives and Possibilities in Strategic Management in the 21st Century: Between Tradition and Modernity VEERTA TANTIA,SUKANYA R,JAVIER MARTÍNEZ-FALCÓ, BARTOLOMÉ MARCO-LAJARA, EDU 9781668492611 /
2 Effective and Meaningful Student Engagement Through Service Learning SMITA KAVATEKAR,JACQUELINE KAREEM, KISHORE SELVA BABU, PATRICK JUDE L, VALARMATHI B, VEERTA TANTIA 9798369322567 /
3 Effective and Meaningful Student Engagement Through Service Learning VALARMATHI B,JACQUELINE KAREEM, KISHORE SELVA BABU, PATRICK JUDE L, VEERTA TANTIA 9798369322567 /
4 Effective and Meaningful Student Engagement Through Service Learning VALARMATHI B,JACQUELINE KAREEM, KISHORE SELVA BABU, PATRICK JUDE L, VEERTA TANTIA 9798369322567 /
5 Effective and Meaningful Student Engagement Through Service Learning VALARMATHI B,JACQUELINE KAREEM, KISHORE SELVA BABU, PATRICK JUDE L, VEERTA TANTIA 9798369322567 /
6 Enhancing Curricula with Service Learning Models JACQUELINE KAREEM,KISHORE SELVA BABU, PATRICK JUDE L, VALARMATHI B, VEERTA TANTIA 979-8-3693-5933-4 /
7 Cases on Innovation and Sustainability in Tourism VEERTA TANTIA,RISHIKESH K B,ALVARO LOPES DIAS ISBN13: 9798369341513 /
8 Multi-Level Prediction of Financial Distress of Indian Companies using Machine Learning VEERTA TANTIA,ALLAM HAMDAN, UDO BRAENDLE 978-3-031-67890-5 /
9 Contemporary Research and Practices for Promoting Financial Literacy and Sustainability VEERTA TANTIA,LAN SUN 9798369308646 /
10 Harnessing AI, Machine Learning, and IoT for Intelligent Business VEERTA TANTIA,ALLAM HAMDAN, UDO BRAENDLE ISBN978-3-031-67890-5 /
11 ESG and Ecosystem Services for Sustainability SUKANYA R,VEERTA TANTIA,RUI ALEXANDRE CASTANHO 9798369337714 /
12 Social Reflections of Human-Computer Interaction in Education, Management, and Economics VEERTA TANTIA,GAMZE SART 979-836933034-0, 979-836933033-3 /
13 Enhancing Communication and Decision-Making With AI VEERTA TANTIA,ACHYUT SHANKAR, ARUL KUMAR NATARAJAN, CELESTINE IWENDI, DEEPTHI DAS, MOHAMMAD GOUSE GALETY 9798369392461 /
14 Empowering Business Through Technology: Innovations Shaping Our Future (Studies in Systems, Decision and Control) POOJA JAIN,HEPHZIBAH S, THERESA NITHILA VINCENT, VEERTA TANTIA 978-3-032-02056-7 /
15 Creating Successful Community and Academic Partnership in Service-Learning JACQUELINE KAREEM,KISHORE SELVA BABU, PATRICK JUDE L, VALARMATHI B, VEERTA TANTIA,MANJUSHA G WARRIER 978-3-031-94293-8 /
Participation in Seminars/Conferences/Symposium
Sl.No. Name of the Conference /Seminar /Symposium Type of Program Title of the Article Role Venue/Place Date
1 CONFERENCES Corporate Social Responsibility in Indian Business PRESENTER) Tamil Nadu 25/03/2013
2 CONFERENCES Impact of changes in monetary variables on NSE?s bank Index in India PRESENTER) Bangalore 25/03/2013
3 CONFERENCES Impact of Stock Split on Return ?An Empirical Study of Selected NSE Companies PRESENTER) Bangalore 25/03/2013
4 CONFERENCES An Empirical Investigation of Causal Relationship among monetary variables and NSE Bank Nifty Index-A Var Model Analysis PRESENTER) Bangalore 25/03/2013
5 CONFERENCES Corporate Governance in India PRESENTER) Tamilnadu 25/03/2013
6 CONFERENCES Carbon Credit In India PRESENTER) Rajasthan 25/03/2013
7 CONFERENCES Globalization and its impact in India- Financial Crisis PRESENTER) Tamilnadu 25/03/2013
8 International Financial Reporting Standard-Emergin PARTICIPANT) ELLM 25/03/2013
9 Governing Business in the 21st Century-Opportuniti PARTICIPANT) St. Xavier?s College 25/03/2013
10 Sustainabilty & Growth Strategy in Economic Downtu PARTICIPANT) Netaji Nagar College 25/03/2013
11 CONFERENCES Global Environment innovation-Carbon Credit PRESENTER) Thanjavur 08/06/2013
12 CONFERENCES Material Management Sustainability By Adopting JIT and Throughput Accounting PRESENTER) Bangalore 07/10/2013
13 CONFERENCES Innovation In Manufacturing- The Key To Success And Sustainability PRESENTER) Bangalore 07/10/2013
14 CONFERENCES E-Commerce- Way To Connect Globally PRESENTER) Tamil Nadu 07/10/2013
15 CONFERENCES Oil resouce Management-Logistics and Supply Chain Management in Petroluem Industry PRESENTER) Thanjavur 30/09/2014
16 research and Development Creating Value PARTICIPANT) Jyoti Nivas College 29/04/2014
17 SEMINARS Universal Language For Measuring a Firm's Performance-IFRS PRESENTER) Kerala 30/09/2014
18 CONFERENCES Adaptability As A Key To Success- Carbon Credit PRESENTER) Banglore 30/09/2014
19 CONFERENCES Human capital management process for effective HR practice PRESENTER) Chennai 07/03/2015
20 CONFERENCES Enhance Learning by incorporating ICT in Education System PRESENTER) Jaipur 20/08/2015
21 CONFERENCES Role of corporate social responsibility and its dimensions PRESENTER) Tamilnadu 21/08/2015
22 Innovation in Marketing, E-Commerce, Information Technology and Banking(IMEIB-2016)) CONFERENCES A Study on Accounting Aspects of E-Commerce Business in Bengaluru and Kerala PRESENTER) The Oxford College of EngineeringBengaluru 07/04/2016
23 Innovation in Marketing, E-Commerce, Information Technology and Banking(IMEIB-2016)) CONFERENCES A Study on the role of Micro finance institutions towards Women empowerment in the district of Balasore,Odisha PRESENTER) The Oxford College of EngineeringBengaluru 07/04/2016
24 Emerging Trends in Global Accounting, Financeand Taxation CONFERENCES PARTICIPANT) Kristu Jayanti CollegeBengaluru 21/09/2017
25 Synergy 18' CONFERENCES PANELIST) Christ College of Science and MnagementMalur 22/01/2018
26 Synergy 18' CONFERENCES MODERATOR) Christ College if Science and ManegementMalur 22/01/2018
27 Emerging Global Trends in Accounting , Finance and Taxation CONFERENCES Impact of macro economic variables on BSE INDICES PRESENTER) JAIN UNIVERSITYbengaluru 27/02/2018
28 Management of change and complexity CONFERENCES financial risk control in micro finance PRESENTER) Kristu Jayanti Collegebangalore 06/12/2018
29 Management of change and complexity CONFERENCES Earnings Management in Indian companies:Post- Companies Act 2013 PRESENTER) Kristu Jayanti Collegebangalore 06/12/2018
30 Contemporary Issues of Global Trade CONFERENCES MODERATOR) St. Franics de Sales CollegeBangalore 19/09/2018
31 Changing Business Landscape(ICCBL2019) CONFERENCES MODERATOR) Bangalore 06/02/2019
32 KAIZEN 2020-International Conference on "Business Strategies for Sustainable Development Goals" CONFERENCES A study on voluntary disclosures of sustainability performance PRESENTER) St. Francis De Sales CollegeBengaluru 23/01/2020
33 KAIZEN 2020-International Conference on "Business Strategies for Sustainable Development Goals" CONFERENCES The Relationship of Working Capital Management on Profitability in the hospitality Industry PRESENTER) St. Francis De Sales CollegeBengaluru 23/01/2020
34 Harmonizing People, Planet and Profits - Sustainable strategies and ethical considerations in the 21st Century CONFERENCES ) Bangalore 20/01/2020
35 AMRIT CONFERENCES Valuation of Companies Using Income and Earnings approach PRESENTER) Fortune Institute of International BusinessOnline 16/12/2020
36 The fourth Revolution Era CONFERENCES Impact of Transgender identity on Entrepreneurial Behaviour PRESENTER) Valluvar college of Science and managementOnline 12/03/2021
37 Two day International conference on the business implications of Covid 19 CONFERENCES Impact of lockdown period on the service sectors in India PRESENTER) St. Mary's CollegeThrissur 01/03/2021
38 Emerging trend in accounting , finance and taxation in post covid- 19 era CONFERENCES Analysis of Bank performance during Covid-19 PRESENTER) Kristu Jayanti School of managementOnline 23/10/2020
39 Digital Business Era-Opportunites & Challenges CONFERENCES A Study On The Effect Of Covid 19 On The Book Readers Considering The Satisfaction With The Shift From Printed Books To E-Books PRESENTER) VET Institute of Arts and ScienceVET Institute of Arts and Science 20/04/2022
40 Research and Innovation in Science , Technology and management(ICRISTM-22) CONFERENCES Artificial neural networks for stock market prediction PRESENTER) IFERPOnline 07/01/2022
41 Responsible Growth And Sustainable Future Of Business CONFERENCES Intellectual Property Rights - Its Role In The Economy PRESENTER) Kristu Jayanti College (Autonomous)Bangalore 24/03/2023
42 ICMARGI 2023 CONFERENCES Shrinkinflation as a strategy for survival and sustainability in changing business environment PRESENTER) KG college of Arts and ScienceOnline 12/04/2023
43 Institutionalizing Quality Culture in Higher education Institutions SEMINARS PARTICIPANT) 07/09/2023
44 Proliferation of Business & Commerce in the Light of FinTech: Growth, Opportunities & Challenges CONFERENCES ?Financial Vulnerability in Households: Dissecting the Roots Of Financial Instability PRESENTER) Kristu Jayanti College (Autonomous), Bengaluru 27/02/2024
45 Proliferation of Business & Commerce in the Light of FinTech: Growth, Opportunities & Challenges CONFERENCES Multi-Level Prediction of Financial Distress of Indian Companies Using Machine Learning PRESENTER) Kristu Jayanti College (Autonomous), Bengaluru 27/02/2024
46 IV Global Symposium - Transformative Service Learning: Cultivating Student engagement, community partnership and spiritual reflection for social change SYMPOSIUM Expectations, Challenges and Benefits from Service Learning: Students Perspective PRESENTER) De La Salle UniversityPhilippines 08/11/2023
47 The 9th asia Pacific Regional Conference on Service learning CONFERENCES Construction and validation of students' experiences in service-learning scale (SESLS) PRESENTER) 19/07/2023
48 The generative AI in E-Commerce, Education, Banking and Finance CONFERENCES Ethics in Financial Reporting :Trust and Transparency PRESENTER) Virudhunagar Hindu Nadars Sethikumara Nadar College 28/02/2025
49 Service learning and global sustainability: Bridging research and community development CONFERENCES Service-learning in Commerce education -Achieving learning outcomes and Cultivating 21st century skills PRESENTER) Bishop Heber college 27/02/2025
50 3rd International Conference on Transformational Management Practices for Global Resilience CONFERENCES Financial Inclusion under Constraints: A Pathway to Resilience and Growth for Rural MSMEs PRESENTER) BSSS Institute of Advanced Studies 25/04/2025
51 International Conference on Strategies for Business Success in the Modern World CONFERENCES Barriers to Financial Accessibility for Rural MSMEs in Assam: Challenges and Policy Implications PRESENTER) M.A.M B-School 07/04/2025
52 International Conference on Transformational Management Practices for Global Resilience CONFERENCES Is WML a Worthy Factor? An Empirical Investigation Using the Fama-FrenchCarhart Model PRESENTER) M.A.M B-School 07/04/2025
53 Dynamics of Environment, Sustainability, and Gender Disparities: A Holistic Dialogue for Inclusive Futures CONFERENCES From Waste To Worth: Esg-Aligned Financing Strategies For A Circular E-Waste Economy PRESENTER) B. S. Abdur Rahman Crescent Institute 12/11/2025
54 Digital Transformation and Emerging Business Models: Functional Pathways in Finance CONFERENCES Exploring the Role of Al in Design Thinking to Strengthen Pedagogical Practices CO_PRESENTER) Indian Accounting Association (IAA) - Kochi Branch 03/01/2026
55 Navigating Complexity - Adaptive and Sustainable Management Practices in the Digital Intelligence Era CONFERENCES Stability of Risk Factor Exposures in Contrarian Investment Strategies: Evidence from Indian Equity PRESENTER) Dayananda Sagar College of Engineering 04/02/2026
Invited Talks
Sl.No. Titel of the Program Name of the Program Date Name of the Institution
1 Mitigation Plan :The Essential Life Skills 04/02/2021 St. Joseph College
2 Analytical skills and Decision making FUTURES-Market Readiness 11/05/2021 Mar Baselios Christian College Of Engineering And Technology
MPhil/PhD Guided/Adjudicated
Sl.No. Title Name of Student Institution Role Status Month Year
1

A Strategic Approach for Restructuring of Financial
Distressed Companies in India

 REYNAL LAVITA FERNANDES Christ University SUPERVISOR Notification Issued
2 An Analysis of Household Financial Vulnerability in Kerala: Investigating the Role of Financial Capability and Digitalised Payments DIYA SUSAN BIJU Christ University SUPERVISOR Notification Issued
3 Momentum and Contrarian Behavior of Investors SHWETHA S SAMUEL Christ University SUPERVISOR Ongoing January 2023
4 Stock Price Prediction and Portfolio Optimization Using Deep Learning Techniques ASHY SEBASTIAN Christ University SUPERVISOR Notification Issued August 2025
5 A STUDY ON THE GAPS IN FINANCING OF MICRO, SMALL, AND MEDIUM ENTERPRISES: WITH SPECIAL REFERENCE TO KAMRUP (METRO) DISTRICT IN ASSAM DIXITA GAUTAM Christ University SUPERVISOR Ongoing March 2024
Patents
Sl.No. Title of Invention Inventor(s) Filing Date
1 Real-Time Neuro-Financial Apparatus for Adaptive Investor Behaviour Profiling and Recommendation of Stocks VEERTA TANTIA 31-Jul-2025
2 Multi output attention based LSTM model with integrated hardware system for intraday stock prediction in the Indian market VEERTA TANTIA 03-Mar-2025
3 A Digital Ecosystem and Method for Real-Time Enterprise Financial Monitoring, Intervention Impact Analysis, and Automated Advisory for MSMEs VEERTA TANTIA 26-Aug-2025
Research Project
Sl.No. Name of the Research Project Investigator(s) Sponsors Internal/External
1 Impact of Service-Learning Experiences on Student Development in Catholic Higher Education Institutions. JACQUELINE KAREEM,VALARMATHI B,VEERTA TANTIA UNISERVITATE External
2 Theory of constraints - Throughput Accounting VEERTA TANTIA Internal
Workshop/FDP/Training programme
Sl.No. Name of the Workshop/FDP/Training programme Name of Organiser Level Role Date
1 Accounting Fundamentals Corporate Finance Institute, Coursera International Participant 03/02/2025
2 Preparing Data for Analysis with Microsoft Excel Microsoft, Coursera International Participant 05/06/2024
3 Enchancing Research paper and case study writing in top tier publications K.S.RANGASAMY COLLEGE OF TECHNOLOGY, K.S.RANGASAMY COLLEGE OF TECHNOLOGY National Participant 21/05/2024
4 Enhancing Research paper and Case study writing for top tier publication K.S. Rangasamy college of Technology, K.S. Rangasamy college of Technology International Participant 21/05/2024
5 Forensic Accounting and Fraud Examination West Virginia University, Coursera International Participant 20/05/2024
6 Quality Improvement Program NMKRV College For Women,  Invited Resource Person/Trainer 12/04/2023
7 Curriculum Design and Revision with specific focus on OBE CHRIST (Deemed to be University),  Institutional Participant 05/12/2022
8 Academic Audit workshop-A Faculty Skill Building Initiative NMKRV College for Women, NMKRV College for Women Institutional Invited Resource Person/Trainer 15/09/2022
9 Ouriginal 30M Training,  Institutional Participant 21/06/2021
10 Hybrid Teaching CHRIST (Deemed to be University), Bangalore,  Participant 02/03/2021
11 Financial modeling :Build a Complete DCF Valuation Model , Udemy International Participant 01/03/2021
12 Research Manuscript Drafting and Publishing Eudoxia Research Centre, India,  International Participant 30/09/2020
13 Research Manuscript Drafting and Publishing Eudoxia Research Centre, India, Eudoxia Research Centre, India International Participant 30/09/2020
14 Compare Stock Returns with Google Sheets , coursera International Participant 18/07/2020
15 Analyzing Company Performance using Ratios , Coursera International Participant 18/07/2020
16 Introduction to Valuation with WACC , Coursera International Participant 14/07/2020
17 Spot Emblems and Logos , Sri Parasakthi College for Women National Participant 11/07/2020
18 Microsoft Teams​ 30M Training,  Institutional Participant 09/07/2020
19 Discounted Cash Flow Modeling , Coursera International Participant 07/07/2020
20 Portfolio Diversification using Correlation Matrix , coursera International Participant 23/06/2020
21 Investment Risk Management , coursera International Participant 21/06/2020
22 Introduction to Project Management , coursera International Participant 21/06/2020
23 Business English: Making Presentations , University of Washington International Participant 05/06/2020
24 E-WORKSHOP cum E_QUIZ on Positing Thought and the ideal life , MMannar Thirumalai Naicker College (Autonomous) Institutional Participant 28/05/2020
25 Business English: Planning & Negotiating , University og Washington International Participant 28/05/2020
26 Work Smarter, Not Harder: Time Management for Personal & Professional Productivity , UCI International Participant 28/05/2020
27 Business English: Networking , University of Washington International Participant 11/05/2020
28 Business English: Networking , University of Washington International Participant 09/05/2020
29 Information & Digital Literacy for University Success , University of sydney International Participant 23/04/2020
30 Quality Improvement Program on Online Teaching ,  Participant 22/04/2020
31 Learning to Teach Online ,  International Participant 28/03/2020
32 Company Valuation and Financial Modeling , Udemy International Participant 12/03/2020
33 Audit Workshop CHRIST (Deemed to be University), NCR,  Institutional Invited Resource Person/Trainer 09/01/2020
34 QIP on Innovative Pedagogic Practices, Research and Consultancy CHRIST (Deemed to be University),  Participant 20/05/2019
35 Integration of Rubric in Google Classroom CHRIST(Deemed to be University),  Institutional Participant 28/11/2018
36 Frontier Areas in Commerce and Curriculum Updation CHRIST(Deemed to be University),  Participant 21/05/2018
37 Teaching,Learning and evaluation CU- Academic Staff College,  Participant 17/05/2017
38 Research Methodology Post Graduate Diploma of Commerce, NMKRV COLLEGE FOR WOMEN Regional Invited Resource Person/Trainer 30/03/2017
39 Research and Publication Christ University,  Institutional Participant & Presenter 23/09/2016
40 Structural Equation Modelling Christ University,  Institutional Participant 22/06/2016
41 Enhancing Employability through Entrepreneurship Scholars Globe Foundation,  National Participant 28/03/2015
42 Transition in Concepts & Practices Christ Universirty,  Participant 14/03/2015
43 "ENERGY"- The key to transform teaching dynamics JYOTI NIVAS COLLEGE,  Participant 15/11/2014
44 Routledge editorial workshop Taylor & Francis India,  Institutional Participant 25/09/2014
45 Advanced Concepts in Finance M.S.Ramiah Institute of Management,  National Participant 03/09/2014
46 Contemporary Developments in Commerce and Business Christ University,  Participant 18/03/2014
47 Faculty Development Programme Acharya Bangalore B School,  Institutional Participant 22/02/2014
48 Faculty Development Programme Christ University,  Institutional Participant 01/10/2013
49 Workshop on Research and Publication Christ University,  Institutional Participant 09/07/2013
50 Perspectives and Practices in Higher Education Christ University,  Participant 09/10/2012
51 Financial Economertric Modeling Christ University,  National Participant 25/08/2011
52 Faculty Development Program Federation of Universities,  Institutional Participant 10/10/2009
53 Faculty Capacity Building Programme For Achieving Excellence ShriShikshayatan College,  Institutional Participant 18/05/2009
Awards/Achievements/Others
Sl.No. Name of the Awards/Achievements/Others Description Organisation Month/ Year
1 Coursera Online Course Foundation of Business Strategy University of Virginia 23 March 2014
2 Coursera Developing Innovative Ideas For New Companies :The First Step in Entrepreneurship University of Maryland 30 September 2014
3 Coursera Crafting an Effective Writer :Tools of the Trade(Fundamental English Writing) Mt San Jacinto College 30 September 2014
4 Coursera Introduction to Marketing University of Pennsylvania 20 August 2015
5 Member of Board of Examination Paper setting and valuation of papers NMKRV COLLEGE FOR WOMEN 14 November 2017
6 External Examiner External Examiner (Viva Voce) for MCOM students Kristu jayanti College 14 March 2018
7 Second Place In ThrowBall Staff Sports and Games CHRIST(Deemed to be University) 20 December 2018
8 External Examiner Kristu Jayanti College 13 March 2019
9 Member in Board of Studies NMKRV College for Women 13 August 2019
10 External Examiner External Examiner (Viva Voce) for MCOM students Kristu jayanti College 13 May 2022
11 Best Paper Award ISDSI Global Conference 29 December 2022
12 External Examiner Kristu Jayanti College 09 February 2023
13 Academic Audit Expert NMKRV College for Women 12 April 2023
14 Service-Learning Institutionalization Course UA&ORH Course on Service-Learning Institutionalization Uniservitate Asia & Oceania Regional Hub 30 June 2025
15 Independent Assessor Registered Independent Assessor for Karnataka monitoring and evaluation Authority Karnataka Monitoring and Evaluation Authority 27 January 2025
Consultancy
Sl.No. Faculties Theme of Consultancy Type
1 ANUSHA SRINIVASAN IYER,,VEERTA TANTIA Building Value Proposition for a startup
Copyright
Sl.No. Applicants Title Date Published
1 JACQUELINE KAREEM,LAKSHMI B,VALARMATHI B,VEERTA TANTIA EFFECT OF UNIVERSITY SOCIAL RESPONSIBILITY ON STAKEHOLDERS' SATISFACTION -
2 JACQUELINE KAREEM,VALARMATHI B,VEERTA TANTIA SERVICE LEARNING PHASES AND STUDENT'S EXPERIENCE SLPSE MODEL -